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Terms of Use

Last Updated: July 2026

Welcome

Welcome to Simply Points Travel LLC. By accessing this website, you agree to these Terms of Use. If you do not agree, please discontinue use of this website.

Educational Purposes Only

The information provided on Simply Points Travel LLC is intended solely for educational and informational purposes.

Nothing on this website should be considered:

  • Financial advice
  • Tax advice
  • Legal advice
  • Investment advice

Always consult qualified professionals before making financial decisions.

Responsible Credit Card Use & Assumption of Risk

Travel rewards strategies involve financial decisions and the use of credit products. Simply Points Travel LLC does not encourage anyone to incur debt in order to earn points, miles, rewards, or welcome bonuses.

You are solely responsible for determining whether a credit card or rewards strategy is appropriate for your individual financial circumstances. You should only charge purchases you can afford and should pay your statement balance in full each month to avoid interest charges.

By using this course, you acknowledge and agree that any decision to apply for, open, use, maintain, downgrade, or close a credit card is your own. You are solely responsible for any credit card balances, debt, interest charges, annual fees, late fees, changes to your credit score, denied applications, or other financial consequences resulting from those decisions.

Simply Points Travel LLC provides educational information only and does not provide individualized financial, legal, tax, investment, or credit advice.

No Guarantees

Travel loyalty programs, credit card offers, award availability, transfer partners, and promotional offers change frequently.

While we strive to keep information current and accurate, we cannot guarantee that every offer, transfer ratio, or redemption opportunity will remain available.

You are responsible for verifying all information before making decisions.

Basic Training Refund Policy

Simply Points Travel™ Basic Training includes a 30-day money-back guarantee. To request a refund, contact us within 30 days of purchase. Any additional eligibility requirements stated on the course sales page at the time of purchase will apply.

Course Purchases & Refunds

We want you to finish Basic Training feeling totally confident in your points and miles strategy. Try the course risk-free for 30 days. If you go through the materials and don't feel you received genuine value, simply reach out within 30 days of purchase for a full, hassle-free refund.

Affiliate Relationships

Some links on this website are affiliate links. We may receive compensation if you apply for products or purchase services through those links. This does not increase your cost.

Intellectual Property

Unless otherwise stated, all content on this website, including:

  • Articles
  • PDFs
  • Graphics
  • Logos
  • Videos
  • Downloads
  • Checklists
  • Courses

is the property of Simply Points Travel LLC and may not be copied, reproduced, distributed, or sold without written permission. You may download free resources for your own personal use.

Limitation of Liability

Simply Points Travel LLC is not responsible for:

  • Financial losses
  • Credit decisions
  • Denied credit applications
  • Travel disruptions
  • Airline or hotel policy changes
  • Errors made by third-party providers

Your use of this website is entirely at your own risk.

External Links

This website contains links to third-party websites. We are not responsible for their content, security, products, or privacy practices.

Changes to These Terms

We reserve the right to update these Terms of Use at any time. Changes become effective immediately upon publication.